Drive Wise Device to Save Money on Auto Insurance
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The device arrived by FedEx and was easy to install. I now monitor my driving on the Drive Wise website, along with my projected discount. Canada Goose Outlet I’ll keep you up to date on my experience.
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Canada Goose online What Drive Wise MonitorsHere are the driving details monitored by the Drive Wise device. Not all canada goose outlet store montreal of these things are counted toward or against your canada goose outlet in chicago discount, and canada goose jacket uk not all parameters are given equal weight towards that discount. But we, the drivers, don’t know the actual algorithm. Canada Goose online
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buy canada goose jacket This is what the Drive Wise site says about the risk for various driving times on weekdays and weekends. When you log into your account, you’ll see charts showing you when you’ve been driving based on these time slots. buy canada goose jacket
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buy canada goose jacket cheap Per canada goose outlet store uk the Drive canada goose outlet store new york Wise site: For your first canada goose outlet website legit full policy cycle, you’ll get a 10% enrollment discount on your “major insurance coverages.” (I now need to find out exactly what THAT means. I’d ASSUMED the discount was on my whole policy cost but apparently not.) After that, your discount if any will be calculated on a rolling basis, based on the previous 12 months (or 6 months when you begin) of driving. buy canada goose jacket cheap
As the program is currently set up, your performance rating cannot increase your premium, but your rating doesn’t guarantee you a discount either.
buy canada goose jacket cheap Regarding hard braking, the scoring model is said to take into account the canada goose outlet factory fact canada goose outlet vip that some hard braking is occasionally canada goose outlet ontario necessary, even for the very safest drivers. (For example, someone might pull out in front of you.) So you’re not supposed to be overly concerned with any one event recorded on your device. buy canada goose jacket cheap
Canada Goose sale The Drive Wise risk models are designed to look at “the big picture,” and they say that if your driving habits are generally safe, you’ll perform well over the long run. Likewise, if you or someone driving your vehicle could stand to leave a bigger space cushion between your car and others, the device is supposed to canada goose outlet usa help you see that, and then you can monitor your progress. Canada Goose sale
Canada Goose online If you have questions about Allstate’s Drive Wise program, you can contact them at (877)431 7670. Canada Goose online
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buy canada goose jacket cheap I really like my agent and have known him for a long time. But he did neglect to tell me a couple of things about Drive Wise. buy canada goose jacket cheap
buy canada goose jacket cheap First, AFTER THE INITIAL TRIAL POLICY PERIOD, there’s a $10 fee for each 6 month policy period per enrolled vehicle, for the use of the device. So that cuts into canada goose outlet in canada any discount right there. IF one gets a discount at all (because it’s not guaranteed). That canada goose outlet online reviews could mean paying $10 extra! (Update 3/2013: A comment was posted on this page by an Allstate agent in another state, telling us that this $10 is only charged in some states, not others.) buy canada goose jacket cheap
buy canada goose jacket cheap Also, the rules canada goose outlet niagara falls specify a minimum number of days that the device must be installed for you to earn a “Performance Rating.” Specifically, that’s 90 days over the course of the six month renewal period. And there are no exceptions to this rule, even if your car breaks down or you’re in an accident and your car is out of commission for a while. If you fall short of the 90 day minimum, your Performance Rating will be 0%, and you won’t earn a discount for that policy cycle. (But you’ll still have the $10 fee. At least, I don’t see where it says you won’t.) buy canada goose jacket cheap
Canada Goose sale After getting my DriveWise device and reading the fine print, I spoke to my agent, and he said he didn’t know about the $10 fee (now apparently discontinued in some states) or the part about “major coverages” and wasn’t even sure what the latter means exactly. He said I’m the first one of his clients to use this thing. He asked canada goose outlet seattle me to canada goose outlet near me keep him posted. which I will Canada Goose sale.